Photo credit: iStock.com/FatCamera, iStock.com/monkeybusinessimages, iStock.com/FatCamera. Theres an outlet shopping center and a casino. 25. Here, we've collected 15 of the cheapest beach towns to live in throughout the U.S., based on median home values under $300K. "It's a popular gay retirement . Due to its small size, Swansboro will best suit those working remotely or in the tourism industry. 2 . You'll find some of the area's best seafood and golf courses, and the opportunities for fun are endless. The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. On the shores of Lake Cayuga, the area has waterfalls and gorges galore. The cost of living in Savannah is 12.1 percent less than the national average with the average home value at $134,600. Springfield, Massachusetts. Venices shoreline is located halfway between Sarasota and Port Charlotte, on the eastern edge of the Gulf of Mexico. Instead, the 55-plus crowd has been seeking out budget-conscious, beach alternatives with plenty of outdoor activities and (often) a temperate climate in which to settle down for good. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. New Smyrna Beach was the center of intense real estate speculation during the 1920 . About 27% of the citys 10,000 residents are aged 65 and up. The historic city boasts a vibrant downtown with shops and restaurants, 15 recreational parks (including a golf course), and waterfront views from both the mainland and the peninsula across the water. Though Morehead City is on the mainland, protected from storms by a barrier island, the city proper isnt known for its beaches. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Queens and Brooklyn especially are easy drives from New Hyde Park. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Daytona Beach is a tourists dream gorgeous beaches, fun rides and arcades and live music and theater productions. Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. While low for this list, thats not a bad number overall. The average single-family home here costs less than $200,000, one reason Liveability.com ranked Bismarck among its top 10 places to retire in 2017. The content provided on Moneywise is information to help users become financially literate. Fairfax lands in third with 2.91 retirement communities per 1,000 residents. Deerfield Beach, Florida. Activities are also important to a happy retirement, so we looked at the number of recreation centers per 1,000 residents. Ah, Florida: warm weather, beaches, and no state income tax. Just south of Sarasota, quiet and charming Venice is the ideal retirement spot for those looking for a slower pace of life. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. With delicious food and growing wine culture, a remnant of French occupancy, world-class beaches, and some of the friendliest and most peace-loving locals you will meet. The citys Memorial Hospital, which offers senior services, is within easy reach. Get personalized advice from a financial advisor that understands your needs. Year-round homes start around $350,000 and reach nearly $4 million. (opens in new tab) Popular Local Beaches: Beaches at Goose Lake Park, Jewell Lake, Little Campbell . It's one of the best places in the country to retire because it has plenty of medical care, social opportunities, retirement centers, and recreation activities nearby. If small and quaint is not your style, Jacksonville, with its vast area and large population, might be more your pace. New Hyde Park is another Long Island town, meaning residents will have access to New York City. A financial advisor can help you create a financial plan to pay for your East Coast retirement dream. And locals are willing to fork over that kind of money for a reason. The welcoming area boasts many gay bars and restaurants, a thriving Pride parade (in years past), and an LGBTQ centerall on the shores of tax-friendly Delaware. One-Time Checkup with a Financial Advisor, 7 Mistakes You'll Make When Hiring a Financial Advisor, Take This Free Quiz to Get Matched With Qualified Financial Advisors, Compare Up to 3 Financial Advisors Near You. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. With characteristics that appeal to both your lively and laid-back sides, there's a place to call home on this list for any and every beach-bound retiree. 1. For bird watching opportunities, head to the Freeport Wetlands Trail & Bird Observatory, and go hit the links at the Freeport Golf Course. Elevation 25. Hendersonvilles 1.34 recreation centers per 1,000 residents earns it second place on this list, so there will be plenty to do. Flickr Evangelio Gonzalez. In fact, the Sunshine States shorelines arent the only coastal ZIP codes attracting boomersplenty of folks dont want to live in what feels like a steam room six months out of the year, or they may want to be closer to friends and family elsewhere in the country. 3. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Youll also gain access to another untouched island by boat Caladesi Island, where you can kayak between the shady mangroves and stroll along the shore. Average Annual Salary: $52,970. Retirees are undoubtedly drawn to these areas by the active, beach lifestyle, says Danielle Hale, chief economist for realtor.com. Beautiful walks whichever way you go and.. View nearby homes. If you need to break or get out of a lease, this is what you need to know. 10. The ranking was based on the population of residents aged 55 and over per capita (the higher the better, we say), affordability based on median list price, access to hospitals and other health care facilities, the number of amenities like golf courses (for low-impact exercise) and country clubs (for the social scene), as well as marinas and water-recreation businesses like boating and fishing, for that all-around beach town experience. Located about an hour north of Atlanta near the shores of Lake Lanier, Cumming is not just the best place to retire on the East Coast it's also the second-best place to retire in the country. It has 22.99 medical centers per 1,000 residents, the third highest number of medical centers of any city on this list. Retire Comfortably. This Mississippi Gulf coast town is a haven for retirees because it has a relatively low cost of living paired with a laid-back atmosphere. Whether you prefer white sand beaches or majestic mountain ranges, read on to discover the best places to retire on the east coast. It takes 15 minutes to get to everything Myrtle Beach has to offer without having to worry about traffic and stuff.. Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. Finding a qualified financial advisor doesnt have to be hard. It has a little bit of everything.. 1. Dolphins, birds, and beaches are just some reasons retirees flock to Rehoboth Beach, Delaware. Information and timely news from our team of trusted money specialists. There's also a long fishing pier for casting a line, and historic sights like the town's iconic lighthouse. Retirees look for affordable communities where they can fill their time with purposeful activities and social connections, keys to a long, healthy life, says Hale. And it turns out, they share some common features that are particularly attractive for folks who are no longer congregating by the water cooler. Pronounced "Bowfort" (not "Bewfert" like its South Carolina namesake), this colonial-era village embraces its pirate history. 1. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Beyond that, Exeter has a number of historic churches, including one dating back to the 17th century, and its also home to the American Independence Museum. Placencia: An Irresistible Beach Community. Consumer and homebuilder sentiment in the Boise region appears to be less than optimistic, but the labor market is strong and home prices are starting to trend downward. Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. If you can telecommute or work remotely, you can easily access towns and cities that might have seemed impossible dreams. Despite the Crisis, Homeowners Remodel to Ride Out Pandemic in Comfort, How the Coronavirus Is Changing Some Boomers' Real Estate Plans for the Better. You may find yourself wondering, though, where exactly you want to spend your golden years. 2. New Castle is third in terms of retirement communities with 3.72 per 1,000 residents. Or go swimming at Sunset Beach and Fred Howard Park. Beaufort, North Carolina. Historic Lewes has a more natural, small-town feel and (slightly) lower home prices. Cast a line at the International Fishing Pier, explore the trails around the Deerfield Island Park and taste fresh salmon and scallops at one of the high-end oceanfront restaurants. This story was published at an earlier date and has been updated with new information. Fort Pierce, located on the Indian River Lagoon, is known for its excellent fishing and beautiful beaches. Best East Coast beach towns. The median home value is just under $200,000 and youll pay around $1,527 in property taxes each year and $852 in housing costs every month. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Where is the best place on the East Coast to retire? The cliff-edged and chilly shoreline of Bastendorff Beach, just a short trip over the bridge from Coos Bay, is gorgeous, a wholly relaxing place to collect shells, pitch a tent, or ride a horse. Whether you're looking for a spot to relocate to during the next few years or you are dreaming about places to put down roots decades from now, it's always the right time to explore retirement destinations, especially when those places come with surf, sand, and sea breezes. #46. Here are 25 gorgeous beach towns in the U.S. where you can retire on a budget. There's a lot to love about metal roofs, but they're not for everyone. The port town offers great boating, fishing, and nearly every type of water sport imaginable in both the sound and the Atlantic. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. It is also close to both Philadelphia and Baltimore, so both cities amenities and recreational opportunities are within easy reach. Best alternative to Kiawah Island. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. Single-family homes on the water start in the high $300,000s to low $400,000 range, such as this four-bedroom on 2.31 acres listed at $410,000 or this three-bedroom on the market for $399,000. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. Best French Beach Towns. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. Jacksonville, FL. 50 best beach towns to live in. . If you know you want to be on the East Coast, check out our lists of the best places to retire in. Stroll down the boardwalk for more entertainment options and shopping. This Delaware town is tied for the lowest tax burden on this list at 11%. Are your retirement savings on track? With a presale inspection, a home inspector will visit your property before you put it on the market. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Hampton, which the town website describes as a city with an old soul and a youthful enthusiasm, features some lovely historic attractions and museums, golfing and boating opportunities and fantastic dining options. The average is $399.14, while Las Vegas and Reno, Nevada, lead the way at $421.31. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. Home security experts say simple fixes can up your safety quotient. Average Annual Salary: $55,710. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. Florida would appeal to anyone looking for a great place to live that offers easy access to Orlando and Florida's east coast beaches. Keep a lookout for ospreys, eagles and great horned owls flying overhead. If you have never been to this area it truly is beautiful. Many of the retired residents of Hyannis move into their former summer homes, but there are still plenty of boomers relocating to the area. Eugene, Oregon. Live everyday like youre on vacation in Dunedin. Fernandina Beach- Distance to the coast 0 miles. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. 2022 1-bedroom rent: $1,266.29. Sarasota, with its pristine Gulf beaches, cracked its way into the top towns thanks to its high number of doctors' offices (12.4) and recreation centers (3) per 1,000 people. See which metro areas on the Eastern Seaboard offer the most for residents. Jacksonville, Florida. Springfield residents benefit from plenty of high-quality health care options within driving distance. #11. Choosing new windows is a delicate balance between features, efficiency and cost. More: 4 ways to earn big returns outside the stock market. Here's a look at the highest-rated coastal towns to retire. Beaufort, North Carolina, one of the Southeast's oldest and most charming beach towns, is at the southern tip of North Carolina's Crystal Coast. And the relative affordability of homes in these towns means more of a fixed income is left over for fun, which probably makes the case for sticking around.. And while the appeal of sand between your toes and an ocean breeze may be enough to sell you on moving to Jacksonville, this coastal city has so much more to offer than the beautiful scenery. These areas are active, scenic, and rich . With nearly 6,000 miles of coastline, ranging from the rough waters of the Pacific Ocean to the tranquil turquoise seas of the Caribbean, Mexico has more than enough beaches to keep everyone happy. The University of Delaware is in town, though, so there are college sports and on-campus theater and music to keep you busy. Part of YaleNew Haven Health, Lawrence + Memorial Hospital is home to the regions only inpatient rehab unit and a nationally recognized cardiac rehabilitation program. Highlight: For those who love the boardwalk and casinos. There are no guarantees that working with an adviser will yield positive returns. The laid-back city boasts a restaurant- and shop-lined Main Street, which spills out to a nice pier and beach. Bethany Beach, Delaware. Valletta is the tiny capital city of Malta, a country composed of three islands in the Mediterranean Sea about 60 miles south of Sicily. It only takes 3 minutes to connect with an advisor who puts you first. Best Places 2022-2023 Rank: 137. Key Biscayne, Florida. Big Shell Beach - Great for seashell picking and photo ops, not for sunbathing. Sara Ventiera is a journalist based in New York City and Los Angeles. And as they shift into retirement mode,many are migrating toward the beach. Here's how to do it and how much it costs. Median Home Price: $333,741. The Kennebunk River adds even more waterline charm to the small shops, elegant ship captains' homes, and fishing ports of this vibrant Southern Maine town of 3,474. A lifetime of coastal living has taught me that the weather can often have all four seasons in a single day. At HGTV we've researched some of the best and most affordable beach towns in the U.S. Talk to a financial adviser for even more help with stretching those retirement dollars. In Bay St. Louis, homes are valued at around $172,600 and youll pay around $1,140 in annual property taxes and $782 in monthly housing costs. To help you determine the place in this part of the country that's the best fit for you, we looked at the metro areas within 100 miles of the Atlantic coast that rank highest among the Best Places to Live, which considers factors including affordability, job market, desirability and morning commute, among others. The city incorporates the city of Coronado Beach. Centrally located on the Chesapeake Bay side of the Eastern Shore, Onancock is an inviting small town that was founded in 1680. Portland, Maine. All investing involves risk, including loss of principal. Great golf courses, medical facilities, beaches, state parks, and places to fish, kayak, and hike lure retirees from across the country. She writes about food, travel, and real estate for Zagat, FoodNetwork.com, BBC Travel, and more. State's tax rating for retirees: Most Tax Friendly. You can save on auto insurance as part of your retirement plan as well by comparing rates online. Kiawah Island, South Carolina. Buyers can get into the market at a wide price range, from a three-bedroom manufactured home for $159,900 to this three-bedroom with water views and a private pool for $350,000. 4 ways to earn big returns outside the stock market, 10 tactics to keep your summer vacation on budget, Costco shoppers: Beware these tricks the warehouse giant uses to make you spend more. The town, formed in 1889, has about 1,400 residents; the number swells, like most beach towns, in the summer, with local hotspots Donovan's Reef, the Rumrunner and Tommy's Tavern & Tap among the . Unique View: The quintessential fishing village of Cape Porpoise, Maine. Chances are you already know the country's most famous beach destinations . Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Whitecap Beach - Scenic beach in Texas with sizable waves. The scenic views blow everyone away, and it's filled with waterfront parks, historical monuments, and entertainment for all ages. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. 11 Best East Coast Beach Towns. This places Exeter second to last on the list in that metric but is still a fairly good number in the grand scheme of things. You may be able to repair drywall yourself. While beachfront properties are premium, the median house price listing for Myrtle Beach is $250k, while the median household income is $43,200. The current median house listing price is $210k. Ogunquit is said to have the prettiest . Darien, Georgia. That means you can expect to be surrounded by people of a variety of ages if you retire here. Upload a picture of your shopping receipts to the free Fetch app, and start earning points today. Jacksonville offers all the big city comforts and cultural entertainment, a growing craft beer scene, and the most extensive urban park system in the US, as well as coastal zones. Just like many of you dreaming about a coastal dream life, we can make this a reality through information and inspiration! However, New Hyde Park does have the second lowest senior population percentage on this list at 14.4%. Visits to the town's bookstore, ice cream shop, bakery, and cafes make it easy to meet your neighbors and feel like a local. With a dedicated police department, Cannon, Read More What Is The Safest Beach In Oregon?Continue, The advent of Spring is a great time to plan a beach holiday somewhere, and if you havent already got plans, why not consider the magnificent coastline of our own Oregon? 2. Thats towards the bottom of this list, but its still a decent portion of older people if you thats important to you. The mild weather, coastal scenery, good airport, and myriad amenities have made Murrells Inlet a desirable retirement destination for Northeasterners seeking a break from high tax rates and harsh winters. Suppose you must choose between Huntington or Newport Beach for the family holiday and dont know which is better. It is also home to a number of museums, including the Mineral and Lapidary Museum, which has a Tyrannosaurus Rex skull that will surely be impressive to any visiting grandchildren. Check out the 21 nicest small towns to visit in . The book includes university towns like Lawrence, Iowa City and Athens, Georgia, which have part-time student populations approaching 30,000. Amateur and pro surfers can experience decent waves along the Cocoa Beach Pier, especially at the end of hurricane season, which is generally September-December. LindaZ74 / Shutterstock. Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. Fort Pierces unspoiled shores and palm tree lined sidewalks also make it one of Americas most picturesque (and affordable) beach towns. It has 10 birding sites on the Great Texas Birding Trail and the planets sole migrating flock of over 265 whooping cranes, which passes through the Aransas Wildlife Refuge every winter. Obviously, just like anywhere, the closer to the water you are, the more expensive the property.. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. Unlike it's nearby but totally separate . Miami. Retirees can take the grandkids on whale watching tours or picnic at one of the many parks or the beach. A number of factors went into determining the best places to retire on the East Coast. Beach vacations can be expensive, but luckily, a retiree in Ormond Beach doesnt have to drain their savings for a more permanent stay. Myrtle Beach boasts 60 miles of golden coastline, celebrity-designed golf courses and decadent seafood restaurants. For many, the ultimate retirement goal involves uncomplicated days when the toughest decision involves when to visit the beach. However, what really makes this port town ideal for the 55-plus crowd is the easy access to quality health care. Theres still a chance to grab a relatively affordable property here and relocate to this subtropical city with its miles of azure coastline. Next: 10. If you want a town with people of diverse ages, though, New Hyde Park might fit the bill. Ocean Springs has several arts festivals, many restaurants, and artists studios such as Shearwater Pottery tucked away. Known for its boardwalks, casinos, and beaches, Atlantic City is the place to choose if you want the high life within a short distance of some of the most beautiful stretches of coastline along the Jersey Shore. The welcoming atmosphere and colorful boutique-lined downtown are draws for seniors, who make up more than a quarter of the town's population. Seniors age 65 and over make up 18% of the population. The median income for a family in Atlantic City is $29,232, with a median house listing price of $179.9k. Over 22 miles in fact. People enjoy it.. However, unemployment is high, so this may be a better bet for those who can work remotely. With its bustling main street, John F. Kennedy Hyannis Museum, and world-renowned Cape Cod Hospital, Hyannis is basically the hub of the Cape. Williamstown, Massachusetts . In Canton, not only do you have a high livability score, but monthly grocery cost is only $407.30 and $399.92 for healthcare, lower than the national averages. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. To come up with this list, our data experts looked at more than 1,300 towns on the water, pulled off the places that are located on lakes or riversthis list is all about tasting the salt in the ocean breezeand cut the selections to one place per state, for a wider variety of options. Living in a tiny house may sound like a great way to save, but some details require a hefty investment. Jim Barnash is a Certified Financial Planner with more than four decades of experience. It is built on high ground between two harbors overlooking . Long Beach, NY. Whether youre looking for a quaint seaside town tucked away with hidden, unspoiled beaches or a booming coastal city with access to all your cultural, travel, and entertainment needs, theres a place waiting for you. Sarasota, Florida. By the numbers: Population . Beaches. The town was historically a bustling port town, with steamboats traveling . Seaford is tied for the lowest tax burden of any city on this list. A financial advisor can help you create a financial plan for your retirement goals. It also ranks first on our list of the best places to retire in Georgia. Just 15 minutes south of the bustling tourist shops, boardwalks, and mini-golf courses of Myrtle Beach, Murrells Inlet offers retirees a quiet respite from that popular vacation town. This Maryland town does have the highest tax burden of any city on this list at 18.9%, which you should be sure to take into account when calculating your cost of living. If youre wondering whether you should pick Hawaii or Florida, our guide should help you decide. Join here. It's home to one of the most relaxed stretches of shore in the area, with a laidback surf feel and a welcoming community, but it also offers access to the city comforts of Charleston, just a 20-minute drive north. And now that the coronavirus pandemic makes it unwise to socialize except at a distance, its more important than ever to be able to settle into a forever home where youre free to enjoy the fresh air, long walks on the beach, and the soothing sound of crashing waves. Both beach towns are lovely,, Read More Which Is Nicer, Huntington Beach Or Newport Beach?Continue, From Rockaway Beach to Lincoln City Beach, there are plenty of popular, family-friendly beaches in Oregon. If you're looking for one of the prettiest beaches on the East Coast, you'll love vacationing on Fernandina Beach, located on Amelia Island off the eastern coast of Florida.
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